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Category Archives: Existing Clients

Chapter 13 Trustee’s Debtor Education Course

Chapter 13 Trustee’s Debtor Education Course

IF YOU ARE A CHAPTER 13 CLIENT YOU CAN COMPLETE THE DEBTOR EDUCATION COURSE THROUGH THE CHAPTER 13 TRUSTEE’S EDUCATION NETWORK (TEN) All consumer bankruptcy clients must complete a second course in order to receive a discharge upon plan completion.  This second course is referred to as Debtor Education or Financial Management.  The Chapter 13… Continue Reading

Motion for Relief from Automatic Stay

Motion for Relief from Automatic Stay

HAVE YOU RECEIVED A MOTION FOR RELIEF FROM AUTOMATIC STAY IN THE MAIL WHILE YOU ARE IN A CHAPTER 13? I always tell Chapter 13 clients if they receive what is known as a “Motion for Relief from Automatic Stay” it generally means that they are not doing what is required under their Chapter 13… Continue Reading

About Your Chapter 13 Plan Payments

About Your Chapter 13 Plan Payments

CHAPTER 13 PAYMENTS All Chapter 13 Plan payments are due thirty (30) days after the bankruptcy is filed.  If you are employed, then a Motion will be filed with the Bankruptcy Court asking for an Order to be served on your employer requiring that the bankruptcy plan payments be withheld from your wages. This process… Continue Reading

Required Counseling When Filing for Bankruptcy

Required Counseling When Filing for Bankruptcy

BANKRUPTCY COUNSELING There are two required counseling sessions that a person must complete before receiving a discharge of their debts under the bankruptcy code. The first of these counseling sessions must be completed prior to the filing of the bankruptcy case. This initial counseling session is generally referred to as the “pre-filing counseling” session and… Continue Reading

Notice of Missing Documents from Bankruptcy Court

Notice of Missing Documents from Bankruptcy Court

YOUR BANKRUPTCY DOCUMENTS There are two required counseling sessions that must be completed by every Debtor prior to receiving a discharge of their debts. We often have clients call us advising that they have received a document from the bankruptcy court titled “Notice of Missing Documents to Individual Debtor.” This notice generally relates to the… Continue Reading

Incurring New Debt in a Chapter 13 Case

Incurring New Debt in a Chapter 13 Case

New Debt in Chapter 13 Case A Debtor cannot acquire new debt while in an active Chapter 13 case without receiving approval of the Chapter 13 Trustee and/or the Bankruptcy Court. Sometimes circumstances dictate that you must acquire new debt during a pending Chapter 13 case. If you find yourself in such a situation, then… Continue Reading