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Category Archives: Foreclosure

Facing a Foreclosure on Your Home

Facing a Foreclosure on Your Home

For a mortgage company to properly foreclose on a homestead in Texas there is generally a two-step process.  First, once the mortgagee determines you are in default they will send you what is commonly known as a “Notice of Default and Intent to Accelerate.”  This Notice will typically provide a thirty (30) day period for… Continue Reading

Foreclosure Taking too Long or Zombie Foreclosures

Foreclosure Taking too Long or Zombie Foreclosures

By Mike Wallace, Bankruptcy Attorney, serving clients in all of East Texas, including Lufkin, Nacogdoches, Palestine, Jacksonville, Tyler and other surrounding communities A problem that I have seen over the last few years in bankruptcies is a mortgage company dragging their feet in foreclosing on a surrendered property. It usually plays out by a client contacting… Continue Reading